Federal Bankruptcy
Chapters 7–11–13

The Congress of the United States of America has legislated that Dart Law is a Debt Relief Agency pursuant to Federal Law. Dart Law helps clients access debt relief under the Federal Bankruptcy Code.

Over 350 individual clients Have navigated the bankruptcy process with Josh Dart, Esquire. You can easily access our client success stories in the news feed

The Dart Law legal team has extensive experience representing individuals and businesses in bankruptcy.

Chapter 7 Bankruptcy
Chapter 7 is known as liquidation bankruptcy, where the trustee liquidates nonexempt assets in order to pay off your debt. By the end of Chapter 7, nearly all debt is discharged within several months of filing the chapter. Most debtors attempt to file a Chapter 7 to avoid the monthly payments to the trustee.

Chapter 13 Bankruptcy
In a case when a Chapter 7 filing is inappropriate, a debtor might be able to file under Chapter 13. Chapter 13 is essentially a repayment plan that allows the debtor to repay a portion of the debt over a period of time, allowing an individual to restructure his or her debt to keep more assets than could be retained in a Chapter 7. Chapter 13 is akin to a business which files Chapter 11 to restructure its debt, then continues doing business.

Chapter 11 Bankruptcy
Chapter 11 is not designed for individuals, but instead it is used by very large companies to restructure their debt so that they can continue operating their business.

Is Bankruptcy Right for You?
We know that you probably have a lot of questions about whether you qualify for a certain chapter and which chapter is right for you. You can explore your options with the Colorado bankruptcy lawyer at Dart Law to learn more.


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